RBI data shows banks recovered only 18.7% of written-off loans in five years, leaving over Rs 8 lakh crore unrecovered. Public sector banks performed most write-offs. Government insists write-offs don’t absolve borrower liability. Write-offs are balance-sheet management tools enabling higher provisions and recovery attempts. 21329 user engagement

The committee urged revising outdated wage rates, ensuring alternative payment systems to avoid glitches, and addressing delayed payments. Recommendations included revising the base year for wages, awareness campaigns for mobile monitoring, and timely fund releases. 21015 user engagement

RBI allows Small Finance Banks (SFBs) to offer pre-sanctioned credit lines via UPI, enhancing access for underserved groups. This move increases competition, reduces borrowing costs, and boosts inclusion, enabling efficient small-ticket lending for “new-to-credit” customers. 20983 user engagement

A new study using the innovative Twigstats method analyzed 1,556 ancient genomes from 500 BC to 1000 AD. It revealed precise individual-level ancestry, detailed migration patterns, and bidirectional gene flows among Vikings, Anglo-Saxons, and pre-Viking Scandinavians, thereby offering unprecedented historical clarity for researchers. 20824 user engagement

Net neutrality is the principle that all internet traffic should be treated equally by Internet Service Providers (ISPs). It prohibits ISPs from prioritizing, throttling, or blocking specific content, websites, or services, ensuring open access to the internet for users and fair competition for businesses. 20677 user engagement

Recent studies reveal that marine fungi constitute approximately 5% of total ocean biomass. They inhabit diverse marine habitats, including associations with algae and cyanobacteria. Despite their ecological significance, limited research has been conducted due to the scarcity of specialists in marine mycology. 9949 user engagement

Sandeep Dixit, son of Sheila Dixit, contested against Kejriwal and Parvesh Verma in 2025 Delhi legislative elections. Though he secured just over 3,800 votes, he cut into Kejriwal’s support, contributing to his defeat by 3,000 votes. BJP’s Verma won the high-stakes battle, bringing an end to Kejriwal’s decade-long hold on New Delhi. 9826 user engagement

Gravity energy storage uses surplus solar power to lift heavy masses, releasing energy when demand rises. Unlike pumped-hydro storage, it is more cost-effective. Malaysia is actively pursuing systems in abandoned mines, with studies showing gravity storage increases solar penetration by up to 7.26%, outperforming batteries in lifetime cost and efficiency. 9769 user engagement

The government reconstituted the AEC, adding T.V. Somanathan and Manoj Govil as ex-officio members. Other members include prominent figures like Ajit Doval, P.K. Mishra, and Vikram Misri, alongside former leaders like M.R. Srinivasan and Anil Kakodkar. The changes emphasize a multidisciplinary approach to atomic energy. 9735 user engagement

Interpol’s Silver Notice, introduced with the collaboration of 52 countries, significantly improves cross-border asset tracing, enhancing the speed and reliability of information sharing for financial crime investigations. This new mechanism builds upon the traditional MLATs, streamlining international cooperation. India was instrumental in its development, contributing to global efforts in tackling illicit wealth and corruption. 9727 user engagement