RBI data shows banks recovered only 18.7% of written-off loans in five years, leaving over Rs 8 lakh crore unrecovered. Public sector banks performed most write-offs. Government insists write-offs don’t absolve borrower liability. Write-offs are balance-sheet management tools enabling higher provisions and recovery attempts. 14984 user engagement

RBI allows Small Finance Banks (SFBs) to offer pre-sanctioned credit lines via UPI, enhancing access for underserved groups. This move increases competition, reduces borrowing costs, and boosts inclusion, enabling efficient small-ticket lending for “new-to-credit” customers. 14809 user engagement

The committee urged revising outdated wage rates, ensuring alternative payment systems to avoid glitches, and addressing delayed payments. Recommendations included revising the base year for wages, awareness campaigns for mobile monitoring, and timely fund releases. 14805 user engagement

A new study using the innovative Twigstats method analyzed 1,556 ancient genomes from 500 BC to 1000 AD. It revealed precise individual-level ancestry, detailed migration patterns, and bidirectional gene flows among Vikings, Anglo-Saxons, and pre-Viking Scandinavians, thereby offering unprecedented historical clarity for researchers. 14672 user engagement

Net neutrality is the principle that all internet traffic should be treated equally by Internet Service Providers (ISPs). It prohibits ISPs from prioritizing, throttling, or blocking specific content, websites, or services, ensuring open access to the internet for users and fair competition for businesses. 14635 user engagement